In these tough economic times, every business is looking to generate revenue while cutting costs. A great way to achieve both goals is through greening the way we do business and live. Umpqua Bank and Energy Trust of Oregon are providing ways for homeowners and businesses to do just that. Umpqua announced Tuesday it was beginning the GreenStreet Lending program offering financing for energy efficiency infrastructure and investment in renewable energy for small businesses and homeowners. Homeowners and small businesses can use Umpqua’s various financing packages like low interest loans, no loan origination or closing fees, and flexible loan terms in order to implement affordable solar power systems, or energy efficiency infrastructure like better installation on their homes and business buildings. For example, a homeowner can obtain a 15-year loan from $5,000 to $15,000 with a low interest, and in a market where it is difficult to get a home loan, this can be the difference between future equity in a green home or increasing utility costs. Qualified borrowers include customers of Portland General Electric, Pacific Power, NW Natural or Cascade Nature Gas, who are coordinating with Umpqua on the GreenStreet efforts. In addition to affordable investment options, GreenStreet can be combined with tax credits for renewable or clean energy options from the State of Oregon. Homeowners and small businesses can then obtain affordable financing and tax savings making funding energy efficiency projects against rising winter costs and in this troubled economy reality.